Merchant Services Minnesota and eProcessing Network:
Secure, Real-Time Transaction Processing

eProcessingNetwork is helping merchants realize unlimited business opportunities and profits with the continued expansion of the Internet marketplace, enabling merchants with an Internet presence to process online credit card transactions automatically and in real-time, using a secure Web page accessed directly from the merchant’s existing Web site.

Added Convenience

The latest, most sophisticated digital encryption is used to transmit information between the customer’s browser and the eProcessingNetwork Secure Credit Card Transaction Processing Server. Direct communication lines are used to obtain real-time authorizations from the processor. Plus, merchants get the added convenience of having funds directly deposited to their bank account.

Added Security

Secure order forms are tailored to match the design of the merchant’s Web pages and automatic e-mail messages are sent to the merchant, as well as the cardholder, confirming each transaction. Real-time communication between eProcessingNetwork and the processor helps ensure the accuracy and validity of each transaction.

Added Fraud Protection

Address Verification and Card Verification Value (CVV2) Services are performed to reduce the chance of fraud and charge-backs. Open batches are automatically closed daily so merchants no longer need to purchase additional software to reconcile their transactions. Merchants can limit the number of times a customer can attempt a transaction, and can configure their eProcessingNetwork account to accept transactions only if the customers’ AVS and CVV2 data was entered correctly.

Simple and Secure

Integrating eProcessingNetworks credit card transaction processing service is easy to do. Here’s how it works:
•When the merchant’s customer is ready to buy, they are linked to the eProcessingNetwork Secure Payment Information Capture Form on the eProcessingNetwork Secure Transaction Processing Server. This page matches the design of the merchant’s Web page, and the customer is given visual clues of the forms Secure Socket Layer (SSL) encryption.
•Once the customer submits payment information, the eProcessingNetwork Transaction Processing Server processes the transaction and gives the customer immediate transaction status – approval, decline or other status indication.
•If the processor approves the transaction, an e-mail message containing the customer’s mailing information and order summary is sent to both merchant and customer. Credit card information is never e-mailed, sold or distributed to third parties.

The entire process is simple and convenient to use. eProcessingNetwork offers reliable and secure credit card transaction processing services and professional support every step of the way.

Check, Credit Card & Gift Card Processing:

Accept ChecksElectronic Check Transfer (ECT) Check Conversion

Electronic Check Transfer program (ECT) combines the benefits of paper checks with the speed, ease and safety of electronic processing. It’s just like accepting a credit card or debit card at the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from the customer’s bank account to the merchant’s bank account.

Credit Cards

Accept Major Credit CardsThe Secure Payment Gateway allows merchants to accept credit cards and other forms of payment in a secure, real-time environment directly from their website, through Mobile devices and directly from their place of business.

Real-time authorizations ensure the validity and accuracy of each transaction and merchants get the added convenience of having funds deposited directly to their specified account(s). With a payment gateway, merchants can have multiple users entering transactions from various locations, all at the same time.

Our Payment Gateway enables merchants to securely Process and Control all transactions:

Process Gift CardsGift Cards

Merchant Services Minnesota enables merchants to accept and manage gift cards from our easy to use Gift Card Manager. This feature allows real-time management of gift card transactions from the web to the store front.

Gift cards are a great way to increase sales and create return business. Our unique management system puts the merchant in total control making accepting gift cards as easy as taking any major credit card.


To request information on utilizing Merchant Services Minnesota Secure Transaction Processing Services, please provide us with some preliminary information.